Product Manager - Payments & Cards

About the role

Calamatta Cuschieri Moneybase plc, a privately held Fintech Group active in investment services, fund administration, online investing and payments, is looking for a Product Manager to own the product vision and roadmap for its Payments & Cards portfolio. The role sits in an agile development team building enterprise-grade software, and the Product Manager acts as a subject matter expert and central reference for the team and other stakeholders.

Key responsibilities

• Own the end-to-end product vision and roadmap for the Payments and Cards portfolio, aligned to company KPIs and customer needs.
• Define, prioritise and ship features that improve activation, usage, engagement and retention across the payments and cards journey.
• Partner with Risk, Compliance and Legal to ensure products meet card scheme rules (Visa/Mastercard), PCI-DSS and regulations such as PSD2.
• Work with Engineering, Design and Data to turn customer problems into measurable improvements, and build relationships with card issuers, processors, payment service providers and card schemes.
• Own the customer experience for card servicing (freezing/unfreezing, replacement, PIN management, in-app controls) and payment solutions (SEPA/SWIFT, pay by link, P2P).
• Communicate the roadmap, trade-offs and progress to stakeholders and leadership, and report regularly on delivery and KPIs.
• Keep up with challenger banks, neobanks and card issuers, and deliver projects on time and to quality.
• Manage the team: appraisals, training needs, performance management with the Team Lead, and a prioritised product backlog.

Required profile

• Bachelor's degree in Business, Computer Science, Finance, Economics or a related field; MBA or postgraduate qualification is a plus.
• 5+ years of product management experience, ideally in a digital bank, fintech, card issuer or payments company.
• Direct experience owning a card product (debit, credit or prepaid) end-to-end, with card processors/issuers and scheme relationships.
• Track record of shipping customer-facing features in an agile environment with measurable impact.
• Experience in a regulated environment and in a scale-up or high-growth fintech setting.
• A background in software development is an asset.

Required skills

• Deep understanding of card payment rails, authorisation, settlement and the EU payments landscape.
• Metrics-driven approach and knowledge of interchange and unit economics.
• User research, usability testing and stakeholder management.
• Familiarity with Scrum/Kanban and tools such as Jira or Linear; knowledge of fraud prevention, disputes and chargebacks is an advantage.

What we offer

• Health insurance and fitness allowances.
• Study leave and fully funded sponsorship for further studies and professional development.
• Variable performance bonus linked to KPIs and mental health support.
• Career paths and opportunities for progression.