AML Onboarding Specialist

About the role

The AML Onboarding Specialist supports the day-to-day operation of the Group's Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) framework, focusing on customer due diligence, enhanced due diligence, transaction monitoring, ongoing client reviews and accurate AML/KYB records. The role works closely with the MLRO, the Compliance team and business and operational functions across the Group. It is based in the Central Business District and reports to the MLRO.

Key responsibilities

• Perform CDD and EDD reviews, including customer identification, beneficial ownership, source of funds and source of wealth checks, and carry out customer risk assessments
• Review existing customers periodically and after events, and conduct or support PEP, sanctions and adverse media screening
• Investigate unusual transactions, prepare transaction monitoring reports and support internal suspicious activity reports and STRs
• Support the AML Monitoring Programme, control testing and remediation, and maintain AML/KYB records and audit trails
• Assist with AML/CFT reporting, regulatory information requests and keeping up to date with regulatory developments
• Provide day-to-day AML/KYB support to business and operational teams and collaborate on compliance and remediation projects

Required profile

• 1-3 years of AML, KYB, financial crime or compliance experience in financial services
• Practical experience of CDD and ideally EDD reviews, and of periodic reviews, ongoing monitoring or transaction monitoring
• Desirable: experience in payments, FX, electronic money, banking, brokerage or another regulated environment; familiarity with EU AML/CFT requirements; exposure to control testing or regulatory reporting; relevant AML or compliance qualification

Required skills

• Good understanding of customer risk assessment, beneficial ownership, PEPs, sanctions, adverse media, source of funds and source of wealth
• Ability to identify red flags and document conclusions clearly
• Strong analytical skills, attention to detail and good written and verbal communication
• Ability to manage a varied workload and work independently on routine cases

What we offer

• Base salary of EUR 35,000 to 40,000 depending on experience
• Performance-related bonus
• Health insurance and life cover
• Professional development and progression in a regulated financial-services group