Accountant – Financial Services

About the role

The Accountant is an experienced member of the growing Malta Finance team, reporting to the Head of Finance in Malta. The role supports the day-to-day finance of the Group's Malta-regulated entities, including an Electronic Money Institution (EMI) and a MiFID investment firm. It involves core financial accounting, reporting, reconciliations, accounts payable, treasury support and control, in a small team where priorities shift and responsibilities are shared.

Key responsibilities

• Prepare monthly management accounts and complete month-end and year-end close, including journals, accruals and prepayments.
• Own balance-sheet reconciliations, maintain supporting records and resolve reconciling items promptly.
• Prepare variance analysis and financial schedules for management, Boards and Group Finance.
• Support regulatory and prudential reporting to the Malta Financial Services Authority and the Central Bank of Malta, and own reconciliations and evidence for EMI and MiFID reporting.
• Own routine reconciliations with banks, payment institutions, brokers and counterparties, and prepare cash-flow monitoring, payment processing and liquidity information.
• Review and post supplier invoices, check approvals, coding and VAT treatment, and prepare payment schedules.
• Record and reconcile intercompany transactions, recharges and cost allocations.
• Follow financial policies, segregation of duties and documented procedures, and prepare schedules and evidence for audits, statutory accounts, VAT and corporate tax.
• Contribute to budgeting, forecasting and process improvement, and share routine responsibilities across the two-person Finance team.

Required profile

• Degree in Accounting, Finance, Banking or a related discipline, or an equivalent professional qualification.
• Recently qualified accountant or finalist in ACCA, ACA or an equivalent qualification.
• At least two years' experience in financial services, ideally in banking, payments, investment services or another regulated environment.
• Desirable: experience in an EMI, payment institution, investment firm, bank or other MFSA-regulated entity, and exposure to IFRS, management reporting, regulatory reporting or financial-services audit.

Required skills

• Strong knowledge of financial accounting, double-entry bookkeeping and balance-sheet reconciliations.
• Strong Excel skills and accuracy with financial data.
• Ability to work independently and collaborate in a small team, managing competing priorities.

What we offer

• Base salary of EUR 37,000 to 43,000 depending on experience, plus a performance-related bonus.
• Health insurance and life cover.
• Professional development, CPE support and career progression in a regulated financial-services group.