Transaction Monitoring Specialist

About the role

COLIBRIX ONE builds AI-powered payment technologies for PSPs, EMIs and neobanks across the EU and UK, and is looking for a Transaction Monitoring Specialist with strong analytical skills. The specialist detects fraud, assesses risk and ensures compliance with AML/CTF regulations and card scheme rules, monitoring transactions in real time, investigating suspicious activity and supporting improvements to monitoring processes.

Key responsibilities

• Monitor deposits and review daily fraud and chargeback reports to ensure merchant compliance with VISA and Mastercard programs
• Conduct real-time transaction monitoring for business and individual clients
• Analyse large volumes of transaction data to detect suspicious patterns and potential fraud
• Perform periodic evaluations of client accounts and website functionality, including test transactions
• Investigate merchants and portfolios to assess risk and detect fraudulent or illegal activities
• Identify potential money laundering, terrorist financing and sanctions evasion scenarios
• Collect and manage additional client data on completed transactions and escalate and report suspicious activity
• Ensure client transactions comply with AML/CTF procedures and assist colleagues from other departments
• Provide recommendations to improve transaction monitoring efficiency

Required profile

• Minimum 2 years of experience in AML transaction monitoring
• Proven experience in acquiring and underwriting
• Understanding of AML/CTF regulations and best practice, and familiarity with CDD and EDD procedures
• Ability to work with confidential information and in a fast-paced environment
• Fluency in English; additional languages are an asset

Required skills

• Strong Excel skills, including pivot tables
• Familiarity with payment screening processes
• Proficiency in Microsoft Office and AML software/tools
• Certification in AML/CTF or a related field is a plus

What we offer

• Opportunity to shape fintech solutions within a growing company
• Collaborative and supportive team environment
• English / Spanish classes
• Reimbursement for work-related training and courses
• Hybrid working model based on mutual agreement with the direct coordinator